NBKC Bank offers small businesses excellent savings with a fee -free business control account. You save on monthly fees, incoming domestic wires and cover fees. You are also not required to pay and maintain a minimum balance. Although NBKC has only four branches in Kansas and Missouri, opening an account online is available in all states.
NBKC’s quick factsOur assessment: 4.65 out of 5 Starting Price: Free Business Control Account. Key features at NBKC business check:
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The NBKC Business Checking account is ideal for small businesses seeking to minimize bank fees typically charged by most banks. You don’t have to worry about paying more fees as NBKC prioritizes offering customers a zero-cost business account. You can also access lots of business solutions to streamline your cash management with more options for collecting payments.
Let’s explore the NBKC business control functions, pricing structure and advantages and disadvantages of learning how it differs from what other financial providers offer.
NBKC Business Checking Reviews: What users think of NBKC
4.85/5
NBKC received high user assessments and showed 4.8 on Trustpilot from about 800 reviews and 4.9 on Wallethub based on over 10,000 reviews. There were no specific NBKC business control reviews written. Many praised the excellent customer service that specifically mentioned the bank representatives who helped with the approvals of mortgages. Users also appreciated the rates provided by the bank.
For NBKC’s mobile banking, app feedback is excellent. Several reviewers stated that navigating it was reliable and simple. However, a few users mentioned that they ran into problems such as slow loading of the app, even though they had already reinstalled it. Some also found the app along the way, while others suggested additional features to improve it.
NBKC business control of price structure
4.79/5
With NBKC, corporate customers can save on several bank fees, such as monthly fees, opening of deposits, incoming domestic wires, overdrafts and ATM fees.
NBKC Business Checking Account:
- No monthly fees and no initial deposit requirements.
- $ 0 Incoming and $ 5 outgoing domestic wiring transfers.
- $ 45 for all international thread transfers.
- No ATM fees for Moneypass ATM use.
- Up to $ 12 ATM fees for non -network.
- No coating fees.
- ACH Credits and Debtations ($ 15 monthly or $ 150 annually).
- Desktop deposits ($ 15 monthly or $ 150 annually).
- Tools for Business Sign ($ 5 monthly or $ 50 annually).
NBKC business control of key features
4.1/5
NBKC helps companies save through its fee -free business control account. See the detailed features below to learn more about its competitive advantages.
Key features for NBKC business check:
- No monthly fees or balance requirements.
- Fee -free account.
- Unlimited check injection.
- Auto book for billing.
- Access Moneypass ATMS & ATM fees.
No monthly fees and balance requirements
An NBKC Bank Business control account does not charge a monthly fee or requires a minimum balance.
Fee -free account
Virtually fee -free, NBKC allows you to save on an initial opening charging fee, coating fees, branches and mobile checks, estimates and incoming domestic wires. You can also enjoy Bill Pay and Business Online Banking without paying for the service, including fee -free stop payments if you need to cancel one.
Unlimited check injection
Transactions are unlimited with NBKC as it does not charge fees per day.
Auto book for billing
You can easily create invoices and track payments through AutoBook. Account owners can access a 30-day free AutoCS subscription and pay $ 10 monthly after the trial period.
Access MONEYPASS ATMS & ATM -GEABRABES
You can trade with over 40,000 Moneypass ATMs without fee taxes. The bank also offers a $ 12 ATM fees to cover the third-party operator’s addition.
Would our expert use NBKC business control?
4.85/5
Small businesses can save a lot with the NBKC Business Checking account page – apart from the typical monthly maintenance and initial deposit fees – it is deducting several fees. You also do not need to pay for insufficient and cover fees, incoming domestic wiring transfers, check and cash deposits or stop payments. Customers can access discounts of up to $ 12 for third-party ATM supplement.
I recommend this account because it gives you flexibility. You have the opportunity to subscribe to the banking services you need. In addition, I also like that you can access over 40,000 Moneypass ATMs except for the bank’s internal machines, making the deposit and withdrawal of cash very practical.
However, the bank has limited integrations and you have to pay $ 10 monthly for an Autowooks subscription to send invoices to your clients. The control account also does not earn interest, and international thread transfers can be steep for $ 45. In addition, NBKC has only four branches located in Kansas and Missouri. It may be necessary to consider Bluevine, Mercury and US Bank as alternatives.
Before opening an account, see our article on how to open a business bank account to learn that step-by-step process.
NBKC Business Checking Pros
- Fee -free control: Most standard bank fees on NBKC are free. You do not pay monthly fees, opening deposits, incoming domestic wires and cover fees.
- Unlimited check -ups: Some providers may limit the number of cash or check deposits you can make, as opposed to NBKC.
- Online Account Opening: The business account is available in 50 states as you can easily open it online.
NBKC Business Checking Cons
- No interest earnings: NBKC’s business contract account does not earn a dividend. Meanwhile, Bluevine Standard offers 1.5% APY to qualifying balance of up to $ 250,000.
- No free billing: You must sign up for Autobooks for $ 10 monthly to track client payments and send invoices while Mercury offers unlimited and free invoicing.
- Limited branches: NBKC has only four branches in Kansas and Missouri. For personal banking services, consider us bank, which has branch locations in 26 states.
Alternatives to NBKC business control
If NBKC business control is not the perfect fit for your business, here are some alternatives to consider:
Bluevine Standard
- Starting Price: Free.
- Key features: Earn 1.5% interest on qualifying balance of up to $ 250,000, plus available business financing.
- Best for: To earn interest and access a lending option with easy requirements.
Mercury business control
- Starting Price: Free.
- Key features: Unlimited and free billing plus zero-cost ACH and wire transfers.
- Best for: Fee -free billing, including free ACH and thread transfers.
US Bank Silver Business Checking
- Starting Price: $ 100.
- Key features: More physical branch locations and high account open the cashback bonus.
- Best for: Wider branch access for personal banking services.
Alternatives to NBKC business control
If NBKC Bank Business Checking account does not fit all your needs, here are some alternatives to consider:
| Starting price | Free | Free | $ 100 |
| Key features |
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| Key differences | With interest -operating business control of accounts | Offers free and unlimited billing | Physical branches in 26 states |
| Learn more |
Methodology
For accuracy, I checked the NBKC site for the current business control fees, prices and features. I also assessed the business control account against other financial providers to see how it compares based on monthly maintenance fees, minimum required deposits, wire fees, ACH fees and other standard bank fees.
My review also considered the advantages and disadvantages of the NBKC Business Checking account to see where it edges and loses to its competitors. To learn how users assessed the NBKC control product and the mobile app, I visited third-party user review sites, including the App Store and Google Play.
Conclusion
NBKC Business Checking is a great choice for small businesses looking for a fee -free control option and is comfortable with online banking. Users can pay for additional services based on their needs, such as ACH services, fraud management tools, billing software and desktop check contributions. However, some providers offer ACH services and billing solutions for free.
Personal Bank Services are available if you are based in Kansas and Missouri. In addition, only Kansas-based account holders can qualify for credit lines, equipment, commercial, small business administration (SBA) and real estate and build loans. You may want to consider other options for phiary services and business financing.
Often asked questions
What are the most important features of the NBKC Business Checking account?
An NBKC business control account contains unlimited ATM cash and check -in, ATM fees (up to $ 12 for non -network), no cover fees, monthly fees, initial deposits and minimum balance needs.
Is there a minimum opening deposit for the NBKC Business Checking account?
No, there is no minimum opening requirement when opening an NBKC business control account.
Are there any transaction limits on the NBKC Business Checking account?
No. An NBKC business control account has no transaction limits.
What fees are associated with wire transfers on NBKC?
For your NBKC Business Bank account, incoming domestic wiring transfers are free of charge, while outgoing domestic wiring transfers cost $ 5.
How do I open an NBKC business control account?
Visit the bank’s website online or go to a branch to open an NBKC business control account. You must submit a government issued ID and provide your business information, including the required business documents according to your organization’s structure.
This article was reviewed by our bank expert Tricia Jones.